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var(--gold);padding:3.5rem;display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap;position:relative;overflow:hidden}.cta-section:before{content:"";position:absolute;top:0;right:0;bottom:0;width:40%;background:linear-gradient(90deg,transparent,rgba(201,168,76,.04));pointer-events:none}.cta-section h2{font-family:Cormorant Garamond,serif;font-size:2rem;color:var(--text);font-weight:300;margin-bottom:.5rem}.cta-section p{color:var(--text-dim);max-width:480px;font-size:.92rem}footer{background:var(--bg-1);color:var(--text-faint);padding:3.5rem 2.5rem 2rem;font-size:.8rem;border-top:1px solid var(--border);position:relative;z-index:1}.footer-inner{max-width:1280px;margin:0 auto}.affiliate-notice{background:#c9a84c0d;border:1px solid var(--gold-line);padding:1rem 1.3rem;margin-bottom:2.5rem;font-size:.76rem;line-height:1.65;display:flex;gap:.8rem;align-items:flex-start}.affiliate-notice strong{color:var(--text)}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:2.5rem}.footer-col h4{color:var(--text);font-size:.68rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1rem}.footer-col a{display:block;color:var(--text-faint);text-decoration:none;margin-bottom:.5rem;transition:color .2s;font-size:.8rem}.footer-col a:hover{color:var(--gold)}.footer-bottom{border-top:1px solid var(--border);padding-top:1.2rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:.5rem;font-size:.72rem;letter-spacing:.02em}.reading-progress{position:fixed;top:0;left:0;height:2px;background:var(--gold);z-index:300;transition:width .1s;width:0%}.back-top{position:fixed;bottom:2rem;right:2rem;width:40px;height:40px;background:var(--bg-1);color:var(--gold);border:1px solid var(--gold-line);display:flex;align-items:center;justify-content:center;font-size:1rem;cursor:pointer;opacity:0;pointer-events:none;transition:all .3s;z-index:100}.back-top.visible{opacity:1;pointer-events:auto}.back-top:hover{background:var(--gold);color:#0a0a0a}.bg-alt{background:var(--bg-1)}@media(max-width:1024px){.hero{grid-template-columns:1fr;min-height:auto}.hero:after{display:none}.hero-left{max-width:100%;padding:4rem 2rem 3rem}.hero-right{padding:3rem 2rem;border-top:1px solid var(--border)}.checklist-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.stats-inner{grid-template-columns:repeat(2,1fr)}.rate-info-inner{grid-template-columns:1fr}.rate-info-cell{border-right:none;border-bottom:1px solid var(--border)}.stat-cell:nth-child(2){border-right:none}.col-hide-mobile{display:none}}@media(max-width:640px){.nav-links{display:none}.hamburger{display:block}section{padding:3.5rem 1.5rem}nav{padding:0 1.5rem}.stats-inner{padding:0 1.5rem}.cta-section{padding:2.5rem 1.5rem;flex-direction:column;align-items:flex-start}.trust-row{flex-direction:column;align-items:flex-start;gap:.6rem}.table-wrap{overflow-x:auto}.hero-left{padding:3rem 1.5rem 2rem}.hero-right{padding:2rem 1.5rem}.partner-bar{font-size:.68rem;flex-wrap:wrap;justify-content:center;gap:.5rem}.blog-header{flex-direction:column;align-items:flex-start}}